Around the world, AI is one of the most important elements of fintech. Over 40% of all of the world’s fintech companies consider AI to be one of the most important technologies of which an individual should make use before making investment decisions. Such is true in Hong Kong as well. For this reason, Hong Kong’s fintech industry has placed a priority on the improvement of AI standards. This initiative has certainly been worthwhile, as is evidenced by the growth and success of Hong Kong’s fintech industry.